"People do not lack strength, they lack will." - Victor Hugo

Proverbs 21:5 "The thoughts of the diligent tend only to plenteousness; but of every one that is hasty only to want." KJV

"Great minds have purposes, others have wishes." - Washington Irving

"You will never 'find' time for anything. If you want time, you must make it." - Charles Buxton

"Cannot people realize how large an income is thrift?" - Cicero

"Old men are always advising young men to save money. That is bad advice. Don't save every nickel. Invest in yourself. I never saved a dollar until I was forty years old." - Henry Ford

"My poverty is not complete: it lacks me." - Antonio Porchia

"If a man empties his purse into his head, no one can take it away from him. An investment of knowledge always pays the best interest." - Benjamin Franklin

"If you can, you will quickly find that the greatest rate of return you will earn is on your own personal spending. Being a smart shopper is the first step to getting rich." - Mark Cuban

"A penny saved is a penny earned." - Benjamin Franklin

Proverbs 24:3-4 "Through wisdom is an house builded; and by understanding it is established: And by knowledge shall the chambers be filled with all precious and pleasant riches." KJV

"A penny here, and a dollar there, placed at interest, goes on accumulating, and in this way the desired result is attained. It requires some training, perhaps, to accomplish this economy, but when once used to it, you will find there is more satisfaction in rational saving than in irrational spending." - P. T. Barnum

"Drink water, put the money in your pocket, and leave the dry-bellyache in the punchbowl." - Benjamin Franklin