"There are two ways of being happy: We must either diminish our wants or augment our means—either may do—the result is the same and it is for each man to decide for himself and to do that which happens to be easier." - Benjamin Franklin

Proverbs 20:4 "The sluggard will not plow by reason of the cold; therefore shall he beg in harvest, and have nothing." KJV

"Empty pockets never held anyone back. Only empty heads and empty hearts can do that." - Norman Vincent Peale

"The real measure of your wealth is how much you'd be worth if you lost all your money." - Unknown

"You can't get rid of poverty by giving people money." - P.J. O'Rourke

"Waste neither time nor money, but make the best use of both. Without industry and frugality, nothing will do, and with them everything." - Benjamin Franklin

Proverbs 18:9 "He also that is slothful in his work is brother to him that is a great waster." KJV

"Money grows on the tree of patience." - Unknown

"Poverty sits by the cradle of all our great men and rocks all of them to manhood." - Heinrich Heine

"The best things in life are nearest: Breath in your nostrils, light in your eyes, flowers at your feet, duties at your hand, the path of right just before you. Then do not grasp at the stars, but do life's plain, common work as it comes, certain that daily duties and daily bread are the sweetest things in life." - Robert Louis Stevenson

"Money never made a man happy yet, nor will it. There is nothing in its nature to produce happiness. The more a man has, the more he wants. Instead of its filling a vacuum, it makes one. If it satisfies one want, it doubles and triples that want another way. That was a true proverb of the wise man, rely upon it; 'Better is little with the fear of the Lord, than great treasure, and trouble therewith.'" - Benjamin Franklin