"Beware of little expenses; a small leak will sink a great ship." - Benjamin Franklin

Proverbs 31:10, 27 "Who can find a virtuous woman? for her price is far above rubies... She looketh well to the ways of her household, and eateth not the bread of idleness." KJV

"Think you can, think you can't; either way, you'll be right." - Henry Ford

"He who does not economize will have to agonize" - Confusius

"Wouldst thou shut up the avenues of ill, pay every debt as if God wrote the bill." - Ralph Waldo Emerson

"He that waits upon Fortune is never sure of a dinner." - Benjamin Franklin

Proverbs 14:23 "In all labour there is profit: but the talk of the lips tendeth only to penury." KJV

"Nothing is a waste of time if you use the experience wisely" - Auguste Rodin

"There are plenty of ways to get ahead. The first is so basic I'm almost embarrassed to say it: spend less than you earn." - Paul Clitheroe

"Being frugal does not mean being cheap! It means being economical and avoiding waste." - Catherine Pulsifer

"By sowing frugality we reap liberty, a golden harvest." - Agesilaus

2 Corinthians 9:6, 7 "But this I say, He which soweth sparingly shall reap also sparingly; and he which soweth bountifully shall reap also bountifully. Every man according as he purposeth in his heart, so let him give; not grudgingly, or of necessity: for God loveth a cheerful giver." KJV

"Without frugality none can be rich, and with it very few would be poor." - Samuel Johnson

"Not everything that can be counted counts, and not everything that counts can be counted." - Albert Einstein

"Rather to go to bed supperless than rise in debt." - Benjamin Franklin

"Everyone who got where he is had to begin where he was." - Robert Louis Stevenson